Free, or $6 a month for Plus

Hill Wallet plans and pricing

Free is the full down payment planner for one person. Plus adds a partner and lets you compare savings plans for different homes.

Even Free has a short $0 checkout, with no card, so we can set up your login.

Hill Wallet Free

$0

Never billed. No card needed.

For one person saving for one home.

  • One person
  • One savings plan
  • Setup from your own home price and costs
  • An emergency cushion of one to six months of expenses, filled first
  • Monthly milestones, checked off as you log deposits
  • A projected date that updates with every deposit
  • Unlimited deposit log
  • Reminders by email, by text or in the app, on your schedule
  • Milestone and cushion notices
  • Web app for your phone and desktop

Hill Wallet Plus

$6 a month or $54 a year

Renews automatically at $6 every month, or $54 every year, until you cancel. Cancel any time in Settings.

For saving with a partner or choosing between homes.

  • Everything in Free
  • Two people: you and one invited partner
  • Up to five saved what if plans, three compared side by side
  • Make a saved plan your main one without losing your deposit log
  • A shared plan that shows who logged what; your partner signs in free
  • Pace checks, monthly or every two weeks, on whether you're saving enough to hold your date
  • A printable PDF history for any dates
  • Yearly at $54 works out to $4.50 a month, $18 less than monthly
Buy Plus, $6 a month

Tax included. $6.00 due today. Renews at $6.00 every month until you cancel.

Buy Plus, $54 a year

Tax included. $54.00 due today. Renews at $54.00 every year until you cancel. That's $4.50 a month, $18 less than paying monthly.

One payment covers both of you.

What each plan includes

FeatureFreePlusWhat neither plan includes
People12, you and one partner

No bank connection, no money held or moved, no lending, rate quotes or credit checks, and no advice on which home or lender to choose.

Main plan11, plus up to five saved what ifs
Setup from your own numbersYesYes
Emergency cushion, filled firstYesYes
Monthly milestonesYesYes
Projected date that updates as you logYesYes
Unlimited deposit logYesYes
Deposit remindersYesYes
Milestone and cushion noticesYesYes
Phone and desktop browserYesYes
What if plans, five saved, three comparedNoYes
Switch to a saved planNoYes
Shared plan with one partnerNoYes
Pace checksNoYes
Printable savings historyNoYes
Price$0, never billed$6 a month or $54 a year

No bank connection, no money held or moved, no lending, rate quotes or credit checks, and no advice on which home or lender to choose.

What Plus looks like in the app

A desktop browser at hillwallet.com/app/routes showing three columns: the current $260,000 climb projected for August 2029, Route B at $300,000 projected for February 2030 at the current pace, and Route C at $350,000 projected for October 2030, each labelled as a projection.

What if plans, compared

The current plan beside two other homes, with what each needs a month.

A phone showing Jordan and Riley's climb with both initials on the climb line, $500 and $350 logged this month, and a total of $6,380.

A shared plan

Each deposit shows who logged it.

A phone showing the September pace check: a three month pace of $850, $847 needed to hold August 2029, and the line On track.

A pace check

The example couple averages $850 a month, enough to reach their goal by August 2029.

A desktop browser previewing a letter size PDF titled Hill Wallet savings history, January to September 2026, listing fourteen deposits with dates, amounts and who logged them.

A printable history

Every deposit and milestone as a PDF. Not a bank statement.

One deposit, logged. Example plan.

Example screens, not a quote for any home.

Billing and cancelling

When are you charged?

At purchase, then on the same date each month or year. Prices include tax. Every charge sends a receipt to your email, and yearly plans get a reminder seven days before renewal.

How do you cancel?

In the app, go to Settings, then Plan, then Cancel Plus, and confirm. Or email support@hillwallet.com or call (888) 338-9118 and we'll do it. Plus runs to the end of the period you paid for, then moves to Free with nothing deleted.

What do you keep on Free?

Your plan, deposit log and milestones. You can still view saved what if plans, and your partner's past deposits stay in the history.

What if a renewal payment fails?

We email you and retry over seven days. If it still fails, the account moves to Free with nothing deleted.

A phone showing the Settings plan screen: Hill Wallet Plus monthly at $6.00 a month, renewing October 24, 2026, with buttons to switch to yearly and to cancel Plus.
A wide green valley with farmland and a small town seen from a gentle grassy crest, a dirt path in the foreground

Pick a plan

Free covers one person saving for one home. Plus is for two people, or for comparing homes.

Join Our SMS List

Climb Alerts are account notices, never ads. A reminder on the day you pick, a note when a switchback clears, your sign in code, a renewal notice. Nothing else, ever.

Your phone number is never sold, rented or shared for marketing. It is used only to send the Hill Wallet Climb Alerts you asked for.

A phone lock screen showing two text notifications from Hill Wallet: one saying $850 was logged and switchback 7 of 40 cleared, one reminding the member to log this month's deposit.
Two Climb Alerts on the example climb.